The XRP is the native cryptocurrency of the XRP Ledger.

The fintech Ripple is the leading software developer in the XRP ecosystem.

The CTO of Ripple is David Schwartz and he is important to follow because he is one of the original developers of the XRP Ledger.

The XRP Ledger, also known as XRPL, is a decentralized blockchain platform that facilitates fast and low-cost cross-border transactions. The XRP token, which is native to the XRPL, is used as a bridge currency to facilitate these transactions.

The XRPL is highly scalable, able to process thousands of transactions per second. This makes it well suited for use cases such as micropayments and remittances.

The XRPL has a built-in mechanism called the "Consensus Protocol" that allows it to come to an agreement on the state of the ledger without the need for energy-intensive proof-of-work mining.

XRP was created in 2013.

XRP is stored in a digital wallet and can be sent to other wallets with signed transaction on the decentralized network that maintains a public, distributed, ledger of accounts. These accounts can be viewed using a ledger explorer.

Recent transactions on XRP Ledger can be seen on

ripple logoImportantly, the fintech Ripple is the biggest player in the XRP ecosystem. Ripple's main initiative is the modernizing the cross-border payment system by working with banks and payment companies across the world.

Each server on the network of computers that maintains the XRP Ledger runs a program called rippled.

The fee for sending XRP is relatively small (as compared to Bitcoin or Ethereum).

See live prices:

more XRP information

Having introduced XRP, here are some topics that may be of interest.

XRP is known to have a large community, as can be seen by XRP Arcade XRP Ecosystem. See also: XRP Arcade Useful Links.

Smart contract capabilities for XRP are being developed by Flare Network.


More XRP Concepts

validating transactions

validator nodes

unique node list


governance and ammendment process



multi-signature accounts

payment channels

checks (authorizes address to claim funds at a later date)

payment types

sidechains; see: federated side chains

XRP Chat